Effective Date: March 2026

1. Introduction

These Terms & Conditions govern the use of www.homeofficeworldwide.com and all services provided by HomeOffice Worldwide (“we”, “our”, “us”). By accessing this website or purchasing any service, you agree to these terms.

2. Services

We offer remote‑friendly services including:

• Resume optimization (ATS‑friendly)

• 1:1 coaching sessions

• Technical guidance for digital tools

• Templates, documents, and educational materials

All services are described on the website or communicated directly during onboarding.

3. Payments

• Payments are processed through secure providers such as Wise or GCash.

• New clients may be asked to pay a 33% deposit to confirm their first project.

• Full payment is required before delivery of final files or materials.

Invoices are issued digitally.

4. Delivery of Work

Digital products and personalized services are delivered electronically via email or secure download. Delivery times vary depending on project scope but are typically communicated in advance.

5. Ownership & Usage Rights

Upon full payment, you receive the right to use the delivered materials for personal or business purposes. All templates, documents, and coaching materials remain the intellectual property of HomeOffice Worldwide unless otherwise agreed.

6. Refund Policy

Due to the nature of digital and personalized work, all sales are generally final. If you experience an issue, contact us directly — we aim for fair and practical solutions.

7. Limitation of Liability

We provide all services with care and professionalism. However, we are not liable for:

• indirect or consequential damages

• decisions made based on provided materials

• technical issues outside our control

Your use of the website and services is at your own discretion.

8. Data Protection

We handle personal data in accordance with our Privacy Policy. By using this website, you consent to the processing of your data as described there.

9. External Links

This website may contain links to third‑party sites. We are not responsible for their content, accuracy, or policies.

10. Governing Law

HomeOffice Worldwide operates from the Philippines. These Terms are governed by applicable Philippine law, unless otherwise required by your local jurisdiction.

11. Changes to These Terms

We may update these Terms & Conditions at any time. The latest version will always be available on this page.

12. Contact

For questions regarding these Terms, contact:

HomeOffice Worldwide Calinan, Davao City, Philippines Email: bodo@homeofficeworldwide.com